[Working Capital Loan]

Keep the Team Through the Gap.

When revenue stops but payroll doesn't, losing your team isn't an option. We package the deal, connect it to a lender that funds payroll bridges, and get you a decision in 48 hours — so your staff gets paid and your business stays staffed when it reopens.

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Trusted by
100+ global companies

[WHY EMPLOYEE CONTINUITY MATTERS]

Payroll is the first bill that can't slip.

our process

Card sales and receivables drop the moment operations pause, but payroll dates are fixed

Losing staff during a closure costs far more than the bridge itself — replacement and retraining take months

Most lenders take weeks to approve a short-term bridge, and by then payroll has already missed

Here's what payroll bridge financing looks like with Nowexo.

Decision in 48 Hours

We package the deal, connect it to a lender who funds payroll bridges, and get you a decision fast enough to hit the next payroll run.

Right Lender for the Size

Payroll bridges are small, fast, and need the right lender — not a generic MCA. We connect to lenders who price these correctly.

Keep the Team Together

Staff stay paid and stay on, so when operations resume you're not rehiring and retraining from scratch.

No Fit, No Fee

No upfront cost, no retainer. You only pay once the lender funds the bridge — fully aligned, no risk on your side.

[CLIENT RESULTS]

"Payroll was Friday and we'd been closed three days. They had a lender funding it by Thursday morning."

Owner, Independent Restaurant

"We kept the entire crew. Without that bridge, half of them would have moved on."

Owner, Service Business

[Results With Nowexo]

"We had no idea what kind of funding we even qualified for. Nowexo built the full package, matched us to the right lender, and we had $35K funded before the week was out."

mark rowland

Owner, Rowland Auto Repair

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Higher approval odds

92% deals funded

Right product, right lender

+8 lender categories

See decisions within days

48h avg. to lender match

[start with NOWEXO]

Bridge Your Payroll

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Nowexo provides intake, qualification, and lender-connecting services for businesses seeking financing. While we use best efforts to match qualified deals to suitable lenders, funding outcomes are determined by the lender and are not guaranteed. All financing decisions and terms remain between the client and the lender. By using Nowexo, you agree to our Terms of Service.